V4.2 — Marc Redline Cycle 2 applied 2026-06-01 PM. Supersedes V4.1.

EnRoute Growth Platform - Terms of Service

Version: 4.3 (Marc Redline Cycle 2 + AI Disclosure §2.6 Cross-Ref) · Document Effective Date: March 14, 2026 · Last Updated: June 1, 2026 · EGP-TOS-V4.3-DRAFT-2026-06-01

Preamble. In these Terms, EnRoute Growth Platform ("EGP") refers to the platform, services, agents, and infrastructure operated by EnRoute Growth Platform LLC and its affiliates. Each acronym in these Terms is spelled out in full upon its first use, with the acronym in parentheses; thereafter the acronym alone is used. By way of example: Terms of Service (TOS), Intellectual Property (IP), Application-to-Person messaging (A2P), Telephone Consumer Protection Act (TCPA), and similar.
Acronyms used in this document (spelled on first use): Terms of Service (TOS), Intellectual Property (IP), Application-to-Person messaging (A2P), Telephone Consumer Protection Act (TCPA), Sex/Hate/Alcohol/Firearms/Tobacco (SHAFT), National Automated Clearing House Association (NACHA), American Arbitration Association (AAA), Commercial General Liability (CGL), System and Organization Controls 2 (SOC 2), Non-Disclosure Agreement (NDA), The Campaign Registry (TCR), Voluntary Product Accessibility Template (VPAT), General Data Protection Regulation (GDPR), California Consumer Privacy Act (CCPA), Uniform Commercial Code (UCC), Restatement (Second) of Contracts (Restatement 2d), Service-Level Agreement (SLA), Master Services Agreement (MSA), Memorandum of Understanding (MOU), Statement of Work (SOW), Customer Relationship Management (CRM), Artificial Intelligence as a Service (AIaaS), Platform as a Service (PaaS), Infrastructure as a Service (IaaS), Software as a Service (SaaS), Orchestration, Reporting, Connectors, Automation (ORCA), Directory Services (DS), Large Language Model (LLM).

1. Acceptance, Deemed Acceptance, Estoppel, and Survival of Payment Obligations

1.1 Acceptance and Deemed Acceptance (Anti-Repudiation Suite)

Plain-English: If you use any EGP service, you agree to these Terms. You cannot later claim there was "no signed contract" to escape them.

BY ACCESSING, USING, VIEWING, RECEIVING, BENEFITING FROM, PAYING FOR, RESELLING, EMBEDDING, ROUTING, OR OTHERWISE INTERACTING WITH ANY EGP SERVICE, PRODUCT, PLATFORM, APPLICATION, SUB-ACCOUNT, PARTNER INTEGRATION, EMBEDDED WIDGET, APPLICATION PROGRAMMING INTERFACE, TELEPHONY NUMBER, SHORT MESSAGE SERVICE SENDER IDENTIFIER, ELECTRONIC MAIL CHANNEL, HOSTED WEBSITE, AI-POWERED ASSISTANT, AUTOMATION, OR ANY OTHER CHANNEL, INTERFACE, OR OUTPUT OPERATED, BRANDED, OR MADE AVAILABLE BY EGP - WHETHER OR NOT A SEPARATE WRITTEN SERVICES AGREEMENT, MASTER SERVICES AGREEMENT (MSA), STATEMENT OF WORK (SOW), ENGAGEMENT LETTER, ORDER FORM, OR OTHER CONTRACT HAS BEEN EXECUTED BETWEEN YOU AND EGP - YOU IRREVOCABLY ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS IN THEIR ENTIRETY, TOGETHER WITH OUR PRIVACY POLICY, AI DISCLOSURE, CANCELLATION POLICY, PROCESSING FEE POLICY, AND ANY ADDITIONAL TERMS APPLICABLE TO SPECIFIC PRODUCTS OR SERVICES.

SUCH ACCEPTANCE IS DEEMED EFFECTIVE AS OF THE EARLIER OF (A) THE DATE OF YOUR FIRST ACCESS, USE, OR RECEIPT OF ANY EGP SERVICE OR DELIVERABLE, OR (B) THE RELATIONSHIP EFFECTIVE DATE (AS DEFINED IN SECTION 2). IF YOU DO NOT AGREE, YOU MUST IMMEDIATELY CEASE ALL ACCESS TO, USE OF, AND RECEIPT OF ANY EGP SERVICE.

1.2 Course of Dealing (UCC § 1-303)

Plain-English: If you have been paying invoices, using services, and accepting deliverables over time, that conduct is itself an agreement to these Terms - even without a signature.

The parties acknowledge that pursuant to UCC § 1-303 (as enacted by Virginia Code §§ 8.1A-303 and 8.2-208), any sequence of conduct between the parties concerning previous transactions, including the issuance of invoices, payment of invoices, delivery of services, acceptance of deliverables, exchange of credentials, configuration of integrations, or continued use of EGP-provisioned infrastructure, establishes a common basis of understanding for interpreting the parties' agreement and constitutes course of dealing supporting the existence, enforceability, and binding effect of these Terms.

1.3 Estoppel (Restatement (Second) of Contracts § 223 and Promissory Estoppel)

Plain-English: Once you have accepted the benefits of our work, you cannot turn around and deny the contract that allowed us to deliver it.

You are estopped from denying the existence, validity, or enforceability of these Terms where you have (a) received any EGP Service or deliverable, (b) had reason to know EGP was relying on your acceptance, or (c) accepted any economic, reputational, infrastructure, or workflow benefit derived from EGP's performance. EGP has performed in good-faith reliance on your acceptance; that reliance is reasonable, foreseeable, and detrimental within the meaning of Restatement (Second) of Contracts § 90.

1.4 Good-Faith Reliance

Plain-English: We invested time, money, and team capacity assuming you accepted these Terms. That investment is now baked in.

EGP has expended time, capital, intellectual property, human resources, sub-processor allocations, telephony allocations, messaging allocations, and platform capacity in reliance on your acceptance of these Terms. Such reliance is material, foreseeable, and not subject to subsequent disavowal.

1.5 Survival of Payment Obligations

Plain-English: Whether or not you keep using EGP, anything you already owe stays owed. Disputing the contract does not erase the invoice.

All payment obligations accrued through the date of any purported termination, repudiation, dispute, or wind-down, including all fees, processing fees, third-party pass-through charges, telephony charges, messaging charges, late fees, and collection costs, survive any termination, repudiation, or challenge to these Terms and remain immediately due and payable. No dispute as to the validity, scope, or interpretation of these Terms suspends or extinguishes any payment obligation already accrued.

1.6 Authority to Bind

If you accept these Terms on behalf of an organization, you represent and warrant that you have full authority to bind that organization, and "you" and "Customer" include that organization.

2. Definitions

Plain-English: Key words used throughout these Terms.

3. Account Registration, Eligibility, and Authorized Users

Plain-English: Provide accurate info, keep your credentials safe, you are responsible for anyone using your account.

3.1 Eligibility

The Services are offered to commercial entities and to natural persons aged eighteen (18) or older acting in a commercial capacity. The Services are not directed to consumers within the meaning of the Federal Trade Commission Act or state consumer-protection statutes.

3.2 Registration

To access certain Services, Customer must create an account and provide accurate, complete, and current information, and promptly update it to keep it accurate.

3.3 Account Security

Customer is responsible for credential confidentiality and all account activity, and must immediately notify EGP of suspected unauthorized use. EGP is not liable for losses arising before EGP receives notice and a reasonable time to respond.

3.4 Authorized Users

Customer is responsible for ensuring all authorized users comply with these Terms and is liable for their actions and omissions.

4. Subscription, Fees, Auto-Renewal, and Price Changes

Plain-English: Subscriptions auto-renew. We give 45 days notice before any price increase. Fees are in U.S. dollars.

4.1 Pricing and Currency

All pricing is quoted and payable in U.S. Dollars unless an Order Form specifies otherwise.

4.2 Billing Cycle and Auto-Renewal

Recurring subscriptions are billed in advance on the twenty-fifth (25th) day of each month ("Billing Day 25") and automatically renew for successive periods of equal length unless cancelled in accordance with Section 5.

4.3 Price Changes (45-Day Notice)

EGP may modify subscription pricing upon forty-five (45) days prior written notice. Continued use after the change takes effect constitutes acceptance. Customer may object in writing during the notice period and terminate the affected subscription at the end of the then-current billing cycle without penalty (subject to any unexpired minimum-commitment period).

4.4 Payment Processing Fees

All such fees are non-refundable. The Processing Fee Policy is incorporated by reference.

4.5 Payment Methods and Authorization

Customer authorizes EGP to charge the payment method on file for all fees, processing fees, taxes, and pass-through charges.

4.6 Late Payment and Service Freeze

If payment is not received by Billing Day 25, the account is subject to automatic service freeze on Day 26. A late fee of 1.5% per month (or the maximum permitted by law) accrues on overdue balances.

4.7 Taxes

Customer is responsible for all applicable taxes other than taxes based on EGP's net income.

5. Termination and Suspension

Plain-English: Either party can terminate with 30 days notice. EGP can suspend immediately for non-payment, security risk, or violation. Termination does not erase what you owe.

5.1 Termination for Convenience

Either party may terminate upon thirty (30) days prior written notice, subject to any minimum commitment.

5.2 Termination for Cause

Either party may terminate immediately upon written notice if the other party (a) materially breaches and fails to cure within thirty (30) days, or (b) becomes insolvent, files or has filed against it any bankruptcy proceeding, makes an assignment for creditors, or ceases ordinary operations.

5.3 Suspension

EGP may suspend Services immediately if (a) Customer fails to pay when due, (b) Customer's use poses security, legal, or reputational risk, (c) Customer's use violates these Terms or law, (d) a telephony carrier, A2P registry, or upstream provider flags Customer traffic, or (e) suspension is required by law or legal process.

5.4 Effect of Termination

Upon termination: (a) Customer's right to use the Services ceases at the end of the current billing cycle (immediately for cause), (b) Customer must pay all accrued fees, (c) the parties shall return or destroy each other's Confidential Information subject to retention rights set out herein, and (d) Sections 1, 4, 6, 7, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 20, 22, and 23 survive.

6. Asset Transfer at Termination

Plain-English (V4 NEW): When the engagement ends, this section spells out what stays with EGP, what goes back to you, and how the handoff works. You get a 30-day window to export your data; we keep it for 90 days then certify destruction.

6.1 Assets Retained by EGP

EGP retains exclusive ownership of, and Customer has no right to retain, copy, or continue using upon termination: (a) EGP-built workflows, automations, prompt libraries, AI agent configurations, and integration patterns; (b) EGP-developed source code, scripts, templates, and reusable components; (c) EGP IP as defined in Sections 2 and 9; (d) EGP-provisioned telephony numbers, short codes, A2P sender identifiers, and messaging credentials registered in EGP's name; (e) EGP-licensed third-party tools, subscriptions, or seats in EGP's name; (f) any EGP-built website where the underlying hosting account, content management system, or registrar account is in EGP's name; and (k) solution architecture and design patterns developed by EGP or by EGP's persona-attributed agents in the course of serving any Customer, whether or not specifically commissioned by Customer.

6.2 Assets Returned to Customer

Customer retains ownership of, and EGP will return, export, or transfer at Customer's reasonable written request: (a) Customer Content; (b) Customer-originated marketing assets, brand assets, customer lists, and historical contact records; (c) any phone number, domain, or registry asset registered in Customer's name prior to or during the engagement; and (d) any deliverable for which Customer paid a one-time work-for-hire fee where the Order Form expressly assigned ownership to Customer. Customer's final sign-off responsibility extends to all AI-generated outputs and persona-attributed deliverables as further described in the EGP AI Systems Disclosure available at trust.enroutegrowthplatform.io/ai-disclosure.

6.3 Transition Assistance Window

For thirty (30) days following termination (the "Transition Window"), EGP will provide reasonable transition assistance at EGP's then-current professional services rates, including (a) data export in JSON or CSV, (b) one-time export of Customer-owned contact records, and (c) a written transition summary identifying EGP-retained vs. Customer-returned assets. Customer must either accept reasonable transition assistance during the Transition Window or, in writing, expressly waive such assistance. Failure to engage during the Transition Window constitutes waiver.

6.4 Data Destruction and Certification

Following the Transition Window, EGP retains Customer Content for an additional sixty (60) days (total ninety (90) days). After that, EGP will securely delete Customer Content, except (a) data required to be retained by law, (b) data in routine encrypted backups overwritten in the ordinary course, and (c) anonymized or aggregated data that no longer identifies Customer. Upon written request, EGP will provide a certificate of destruction within thirty (30) days of completion.

6.5 No PHI; Customer Warranty, Material Breach, and Indemnity

Plain-English (V4.3 STRENGTHENED — Adorn-resistant): EGP's Services are NOT built for PHI. You promise not to send PHI to us and to configure your systems so PHI cannot accidentally leak to us. If you do send PHI, that is a material breach and we can suspend immediately, and you owe us indemnity for any HIPAA fallout. If you actually need EGP to process PHI, we have to negotiate and sign a separately-priced Business Associate Agreement first; without that signed BAA, we are not your Business Associate under any circumstance.

EGP's Services are NOT designed or intended for the storage, processing, or transmission of Protected Health Information ("PHI") as defined under the Health Insurance Portability and Accountability Act of 1996 ("HIPAA"), the Health Information Technology for Economic and Clinical Health Act ("HITECH"), or any analogous state law. Customer represents and warrants that (i) Customer will not transmit PHI to EGP through any EGP Service, channel, integration, or communication; (ii) Customer will configure Customer's internal systems to prevent any inadvertent transmission of PHI to EGP; (iii) any transmission of PHI to EGP by Customer or by Customer's end-users is a material breach of these Terms and grounds for immediate Service suspension; and (iv) Customer indemnifies, defends, and holds harmless EGP from any and all HIPAA, HITECH, or analogous-state-law penalties, fines, investigations, regulatory actions, breach-notification costs, attorneys' fees, and damages arising from Customer's breach of clauses (i), (ii), or (iii). If Customer wishes EGP to process PHI on Customer's behalf, Customer must first negotiate and execute with EGP a separately-priced Business Associate Agreement ("BAA"); absent an executed BAA, EGP shall not be deemed Customer's Business Associate under any circumstance.

7. EGP-Built Infrastructure Ownership and Disposition

Plain-English (V4 NEW): If EGP built a website, a workflow, an AI agent configuration, or stood up a phone number for you, this section explains who owns what at termination.

7.1 EGP-Built Websites

Websites, landing pages, and digital properties built, designed, or hosted by EGP ("EGP-Built Websites") remain EGP Intellectual Property (IP) and EGP infrastructure assets. EGP retains the hosting account, registrar, content management system, source code, design files, integrations, automation logic, prompt libraries, and AI agent configurations. Customer is NOT entitled to any content export, source code, CMS access, or migration assistance unless the relevant Order Form (or a separately executed amendment) explicitly grants Customer an export right and specifies (i) the scope of the export, (ii) the format, (iii) any fees, and (iv) any release or indemnity terms. Absent such explicit grant, all EGP-Built Website content is EGP's property and Customer's sole remedy upon termination is limited by §13 (Limitation of Liability).

7.2 Workflows, Automations, Prompt Libraries, and AI Agent Configurations

All custom workflows, automation pipelines, prompt libraries, AI agent configurations, decision trees, lookup tables, and orchestration logic developed by EGP (including those tailored to Customer's industry or use case) constitute EGP IP and remain with EGP at termination. Customer receives, at termination, a written functional summary describing the configured outcomes (not the underlying logic) sufficient to brief a successor vendor.

7.3 Phone Numbers, Messaging-Integrated Channels, and Integration Credentials

Telephony numbers, short codes, A2P 10-digit long code (10DLC) brand and campaign registrations, messaging-integrated sender identifiers, and integration credentials (application programming interface keys, webhook secrets, OAuth tokens) provisioned by EGP with upstream telecommunications, messaging, or platform providers in EGP's name remain EGP-owned at termination. Where the underlying number was ported in from Customer or originally registered in Customer's name, EGP will port out or reassign on reasonable written request, subject to upstream carrier release requirements.

7.4 Transition Assistance Window and Express Waiver

The Transition Window in Section 6.3 governs all infrastructure transition. EGP requires Customer to either (a) accept reasonable transition assistance during the Transition Window, or (b) provide written express waiver. Refusal to engage, or failure to respond to two (2) good-faith outreach attempts during the Transition Window, constitutes deemed waiver.

7.5 Customer Data Export Right

Customer's right to data export under Section 6.4 applies regardless of which party owns the underlying infrastructure. EGP's retention of infrastructure does not impair Customer's right to its own data.

7.6 Destruction Certification and Retention Window

The destruction certification, ninety-day retention window, and legal-hold carve-outs in Section 6.4 apply to all EGP-built infrastructure components containing Customer Content.

8. A2P Messaging and Telephony Compliance

Plain-English (V4 NEW): If you send texts through EGP, you must follow the rules: register your brand, get consent for every recipient, honor STOP, no SHAFT content without approval, and you cover us if you violate the TCPA.

8.1 10DLC Registration Warranty

Customer warrants that all 10DLC brand and campaign registrations with TCR and downstream carriers are accurate, current, and compliant. Where EGP registers on Customer's behalf, Customer warrants the accuracy of all information provided.

8.2 Per-Recipient Consent Documentation

Customer warrants that prior to any messaging communication sent through EGP-provisioned channels, Customer has obtained and can produce, on request, documented prior express written consent (or other applicable consent standard) from each recipient, and maintains a contemporaneous record of consent source, date, channel, and language.

8.3 STOP and UNSUBSCRIBE Keyword Honoring

Customer must honor STOP, UNSUBSCRIBE, CANCEL, END, QUIT, OPT-OUT, and equivalent opt-out keywords within the upstream carrier's service-level window and, in any event, within twenty-four (24) hours of receipt. EGP-provisioned channels implement opt-out automation by default; Customer may not disable or circumvent it.

8.4 Content Compliance - SHAFT and Abusive Use

Customer may not transmit through any EGP-provisioned messaging channel content within the SHAFT categories without prior written carrier and EGP category approval. Customer may not use EGP-provisioned channels for spam, phishing, smishing, fraud, deceptive marketing, malware delivery, abuse, harassment, or any unlawful purpose.

8.5 Carrier and Provider Fee Passthrough

Carrier fees, A2P registration fees, campaign vetting fees, and pass-through messaging costs are billed at cost plus a reasonable administrative fee disclosed on the invoice.

8.6 Customer Indemnification for TCPA and State Mini-TCPA

Customer shall indemnify, defend, and hold harmless EGP, its affiliates, officers, directors, employees, agents, and sub-processors from any and all claims, demands, actions, fines, penalties, settlements, judgments, costs, and reasonable attorneys' fees arising out of or relating to (a) any alleged or actual violation of the TCPA, the CAN-SPAM Act, or any state mini-TCPA, autodialer, or consent statute (including the Florida Telephone Solicitation Act, Oklahoma Telephone Solicitation Act, and Washington Commercial Electronic Mail Act), (b) any alleged or actual breach of the consent, registration, or content-compliance warranties in this Section 8, or (c) any complaint filed with a carrier, registry, or regulator arising from Customer's messaging.

8.7 EGP Pause and Suspend Right

EGP may immediately pause or suspend any campaign, sender identifier, or A2P registration upon notice (or flag) from a carrier, upstream messaging provider, registry, or regulator, or upon EGP's reasonable determination that continued transmission poses material legal, reputational, or platform-relationship risk to EGP.

9. Proprietary Rights, Licenses, Feedback, and Augmented Data

Plain-English: EGP owns its platform, software, and AI configurations. You own your content. Feedback you send us is ours to use forever.

9.1 EGP IP Reservation

The Services and EGP IP are owned by or licensed to EGP. Customer receives only a limited, non-exclusive, non-transferable, revocable right to access and use the Services for internal business purposes during the subscription term.

9.2 Customer Content License

Customer retains ownership of Customer Content and grants EGP a non-exclusive, worldwide, royalty-free license to host, process, transmit, display, reproduce, and modify Customer Content solely as necessary to provide the Services, prevent abuse, ensure security, comply with law, and produce anonymized or aggregated analytics.

9.3 AI-Generated Content

AI Output is provided subject to these Terms. Customer acknowledges that (a) AI Output may not be unique, (b) the IP status of AI-generated content is evolving and uncertain, (c) EGP makes no representation as to copyrightability of AI Output, and (d) Customer is solely responsible for reviewing, verifying, and editing AI Output prior to publication or commercial use.

9.4 Feedback License

If Customer provides suggestions, ideas, or feedback, Customer grants EGP a perpetual, irrevocable, royalty-free, worldwide, sublicensable license to use, modify, and incorporate such feedback without obligation to Customer.

9.5 Augmented Data

EGP may create anonymized, de-identified, or aggregated data sets derived from usage of the Services ("Augmented Data") for service improvement, benchmarking, fraud prevention, and internal analytics. Augmented Data is owned by EGP provided it cannot reasonably be re-identified to Customer.

9.6 EGP-Authored Content Ownership

[MARC-DECISION-QUEUE: 9.6 — ratify as drafted. RESOLVES §9.2-vs-§7.1 conflict for EGP-authored content.]

Where EGP — whether by a human EGP staff member, a contracted EGP agent, or an EGP persona-attributed Artificial Intelligence (AI) agent — authors any content for Customer's benefit (including without limitation blog posts, advertisement copy, email copy, Standard Operating Procedure (SOP) documentation, knowledge-base articles, AI agent prompts, workflow templates, and design artifacts), the resulting content ("EGP-Authored Content") is owned by EGP from the moment of creation. EGP grants Customer a non-exclusive, royalty-free, perpetual license to use EGP-Authored Content for Customer's own internal purposes. Customer may copy EGP-Authored Content for archival or backup purposes but may NOT (i) sublicense the content, (ii) sell the content, (iii) include the content in any deliverable to a third party, (iv) train a non-EGP AI model on the content, or (v) use the content to compete with EGP or any EGP affiliate. Notwithstanding §9.2 (Customer Content License), this §9.6 controls for all EGP-Authored Content; §9.2 applies only to content originated by Customer or its end-users and uploaded into the Services.

10. Confidentiality

Plain-English: Each side keeps the other's confidential information confidential. The obligation continues for 3 years after the engagement ends.

10.1 Definition and Obligation

"Confidential Information" means non-public information that is designated confidential or that a reasonable commercial party would understand to be confidential. Each party shall (a) protect it with no less than reasonable care, (b) limit access to need-to-know personnel, and (c) use it only as needed under these Terms.

10.2 Exceptions

Confidential Information does not include information that (a) is or becomes public through no fault of the receiving party, (b) was known to the receiving party prior to disclosure, (c) is independently developed without reference to disclosing-party information, or (d) is required to be disclosed by law or court order, provided reasonable prior notice is given where lawful.

10.3 Survival Tail

The confidentiality obligation survives termination for three (3) years from the date of termination, except trade secrets continue for so long as they qualify as trade secrets under applicable law.

11. Mutual Non-Disparagement

Plain-English (V4 NEW): Neither side will publicly trash the other. Truthful regulatory or legal statements remain allowed. This survives termination.

Each party agrees not to make, publish, or cause to be published any statement, communication, or post (including on social media, review sites, public forums, podcasts, or press) that is reasonably likely to disparage, defame, or damage the reputation of the other party, its officers, employees, products, or services. This Section 11 does not restrict (a) truthful statements in response to lawful process or governmental inquiry, (b) statements protected by the National Labor Relations Act or similar law, (c) good-faith statements to a regulator, or (d) good-faith private statements to legal counsel. This Section 11 survives termination indefinitely.

12. Indemnification

Plain-English: Each side covers the other for harm caused by its own bad acts. Gross negligence, IP claims, confidentiality breach, fraud, and indemnification itself are not capped.

12.1 Customer Indemnification

Customer shall indemnify, defend, and hold harmless EGP, its affiliates, and their respective directors, officers, employees, agents, and sub-processors from any third-party claim arising from (a) Customer's use in breach of these Terms, (b) Customer Content, (c) Customer's violation of law (including Section 8 TCPA matters), (d) Customer's gross negligence or willful misconduct, or (e) Customer's breach of Sections 8, 9, 10, or 11.

12.2 EGP Indemnification

EGP shall indemnify, defend, and hold harmless Customer and its directors, officers, employees, and agents from any third-party claim alleging that the Services as provided by EGP infringe a U.S.-issued patent, copyright, or trademark, excluding claims arising from (a) Customer modification of the Services, (b) combination with non-EGP materials, (c) use in breach of these Terms, or (d) Customer Content.

12.3 Procedure

The indemnified party shall (a) promptly notify the indemnifier, (b) tender control of defense and settlement (no settlement imposing liability or admission on the indemnified party without consent), and (c) reasonably cooperate.

12.4 Carve-Outs from Liability Cap

The Section 13 cap does not apply to (a) gross negligence or willful misconduct, (b) IP indemnification, (c) breach of confidentiality (Section 10), (d) indemnification obligations under this Section 12, or (e) fraud.

13. Limitation of Liability

Plain-English (V4 CHANGE): No indirect damages or lost profits. The total cap is 2x what you paid us in the trailing 12 months - except for the carve-outs listed in Section 12.4.

13.1 Exclusion of Indirect Damages

TO THE MAXIMUM EXTENT PERMITTED BY LAW, NEITHER PARTY SHALL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, LOST REVENUE, LOST DATA, OR LOST BUSINESS OPPORTUNITY, ARISING OUT OF OR RELATED TO THESE TERMS, REGARDLESS OF THE THEORY OF LIABILITY AND WHETHER OR NOT ADVISED OF THE POSSIBILITY.

13.2 Tiered Liability Cap

EXCEPT AS SET FORTH IN SECTION 12.4, EACH PARTY'S TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATED TO THESE TERMS SHALL NOT EXCEED TWO TIMES (2X) THE AMOUNTS PAID BY CUSTOMER TO EGP DURING THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

13.3 Multiple Claims

Multiple claims do not enlarge the cap. The cap is a single aggregate ceiling per twelve-month measurement period.

14. Insurance Requirements

Plain-English (V4 NEW): EGP carries the insurance a B2B platform of our size should carry. Certificates available on request.

EGP maintains, at its expense, the following insurance with carriers rated A- or better by A.M. Best:

EGP shall furnish a certificate of insurance on Customer's reasonable written request.

15. Force Majeure

Plain-English (V4 EXPANDED): Pandemic, cyberattack, regulator order, internet outage - genuinely outside our control - we are excused.

Neither party is liable for any delay or failure in performance (other than payment obligations) caused by events beyond its reasonable control, including acts of God, fire, flood, earthquake, severe weather, epidemic or pandemic, war, terrorism, civil unrest, labor stoppages, supply chain disruption, telecommunications or internet outage, denial-of-service or other cyberattack, ransomware, regulatory or governmental action, change of law, embargo, court order, or upstream-provider failure. The affected party shall give prompt notice and use commercially reasonable efforts to mitigate. If the event continues for more than sixty (60) consecutive days, either party may terminate the affected services on written notice.

16. Binding Arbitration and Class Action Waiver

Plain-English: Disputes go to private arbitration in Fairfax County, Virginia, under AAA Commercial Rules. No class actions. Either side can still seek emergency court relief for IP theft.

16.1 Pre-Arbitration Negotiation

The parties shall first attempt to resolve any dispute by good-faith negotiation between senior business representatives for thirty (30) days.

16.2 Binding Arbitration

If not resolved, any dispute arising out of or relating to these Terms shall be finally resolved by binding arbitration administered by the AAA under its Commercial Arbitration Rules then in effect, before a single arbitrator. The arbitration shall be conducted in Fairfax County, Commonwealth of Virginia, in the English language. Judgment on the award may be entered in any court of competent jurisdiction.

16.3 Collection-Action Carve-Out

Notwithstanding anything in this §16, any action by EGP to collect amounts owed by Customer under these Terms or any Order Form (including without limitation actions for unpaid invoices, late fees, interest, processing fees, and reasonable attorneys' fees incurred in collection) shall NOT be subject to arbitration and may be brought in any court of competent jurisdiction at EGP's sole election. Customer hereby waives any objection to venue or forum non conveniens for such collection actions, and waives any right to compel arbitration of the amount or validity of properly invoiced obligations that remain unpaid past their due date.

16.4 Class Action Waiver

THE PARTIES AGREE THAT ALL DISPUTES SHALL BE RESOLVED ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. EACH PARTY WAIVES ANY RIGHT TO PARTICIPATE IN A CLASS ARBITRATION OR CLASS ACTION.

16.5 Injunctive Relief Carve-Out

Notwithstanding the foregoing, either party may seek emergency or preliminary injunctive relief in the state or federal courts located in Fairfax County, Virginia, to protect IP rights, confidentiality, or to enforce Section 1's anti-repudiation provisions, pending arbitration on the merits.

17. Governing Law and Venue

Plain-English: Virginia law governs. Non-arbitrable matters go to Fairfax County courts.

These Terms are governed by the laws of the Commonwealth of Virginia, without regard to conflict-of-laws principles. The United Nations Convention on Contracts for the International Sale of Goods does not apply. For non-arbitrable matters, the parties consent to the exclusive jurisdiction and venue of the state and federal courts located in Fairfax County, Virginia.

18. Service-Level Agreement (Incorporated by Reference)

Plain-English (V4 NEW): Uptime target is 99.0%. Miss it and you get service credits, not refunds.

EGP maintains a target monthly uptime of ninety-nine percent (99.0%) for the Services, measured at the platform-control-plane level, excluding scheduled maintenance, force majeure, and Customer-caused or upstream-provider events. The full SLA - including measurement methodology, exclusions, service-credit schedule, and remedy procedures - is set forth in EGP's published SLA document and incorporated by reference. Service credits are the sole and exclusive remedy for any SLA miss. No cash refunds are available for SLA misses.

18.7 AI Pass-Through Fees

18.7 AI Pass-Through Fees. Client acknowledges and agrees that EGP-mediated AI Services incur third-party model-inference fees, vector-database storage and query fees, vendor-API call fees, fine-tuning and embedding fees, and per-token usage fees, each of which is passed through to Client in addition to EGP's platform fees and the markup disclosed in Client's then-current invoice or order form. Client waives any objection to such pass-through fees, provided they are disclosed as separate line items. Client further acknowledges that AI model-inference costs are volatile and provider-controlled, and EGP reserves the right to pass through reasonable upstream price changes with thirty (30) days' written notice.

19. AI and Automation Disclosure

Plain-English (V4 CHANGE): EGP uses AI extensively. We disclose categories, not internal team names. A named human officer is accountable for every deliverable.

19.1 Categories of AI Used

EGP deploys AI and automation across the following internal capability categories ("AI Capabilities"):

19.2 No Training on Customer Content

EGP does not use Customer Content to train, retrain, fine-tune, or otherwise improve third-party AI models. Customer Content is used solely to deliver the Services.

19.3 Disclosure on Demand Under NDA

Customer may, under signed NDA and subject to executive-level ratification by EGP, request additional disclosure regarding specific AI Capabilities applied to Customer's account, including categories, sub-processor identity (where commercially permissible), data-flow paths, and human-review checkpoints.

19.4 Named Human Officer Accountability

For every Customer-facing deliverable, EGP maintains a named human officer accountable for the deliverable's accuracy, fitness, and compliance (the "Accountable Officer"), consistent with the legal principle articulated in Moffatt v. Air Canada (2024 BCCRT 149) that a corporate principal cannot disclaim responsibility for representations made by its own AI systems. The Accountable Officer's identity is available to Customer upon written request.

19.5 Customer Review Obligation

Customer remains solely responsible for reviewing, verifying, and approving any AI Output before publication, commercial use, or reliance.

20. Sub-Processors (Conditional Disclosure)

Plain-English (V4.3 REVISED — conditional, NA customers excluded): We use sub-processors (hosting, payments, email, AI inference, etc.). You only get the right to see the list, get advance notice of changes, and object to a change IF you are actually subject to GDPR, UK-GDPR, Swiss FADP, or a similar non-US data-protection law AND you tell us in writing. US state privacy laws (CCPA, VCDPA, CPA, etc.) do not require us to disclose the sub-processor list — they require flow-down of obligations, which we handle elsewhere in these Terms.

Sub-Processors. EGP engages sub-processors to deliver the Services (including hosting, payment processing, email delivery, AI model inference, and similar). EGP maintains a current list of sub-processors and the categories of processing they perform. Customer's right to (a) receive the sub-processor list, (b) receive advance notice of sub-processor changes, and (c) object to a sub-processor change shall apply ONLY where Customer is subject to and notifies EGP in writing that Customer is subject to: (i) the EU General Data Protection Regulation 2016/679 ("GDPR"), (ii) the UK General Data Protection Regulation, (iii) the Swiss Federal Act on Data Protection ("FADP"), or (iv) another jurisdiction's data-protection law that imposes equivalent sub-processor-disclosure obligations on EGP as a processor. Absent such written notification, no sub-processor-disclosure obligation applies to EGP under these Terms.

21. [Reserved]

Section 21 (Audit Rights — Limited Mutual SOC 2) was removed per Marc-decision 2026-06-01. Section number is reserved to preserve cross-references in surviving sections. Any future audit-rights provision will be re-introduced under a new section number or a standalone addendum.

22. Mutual Confidentiality Tail (Cross-Reference)

The three-year confidentiality survival tail set forth in Section 10.3 applies mutually to both EGP and Customer, including with respect to commercial terms, technical configurations, and any Confidential Information exchanged during the Transition Window.

23. Notices

Plain-English: Formal notices go to the address and email below. Notices to you go to the email on your account.

All notices under these Terms must be in writing and delivered by (a) registered or certified mail, return receipt requested, (b) recognized overnight courier, or (c) electronic mail to the address below, with confirmation of receipt:

EnRoute Growth Platform
Attention: Legal Department
1640 Boro Pl, 4th Fl, McLean VA 22102
Commonwealth of Virginia, County of Fairfax
Email: legal@enroutegrowthplatform.com
Phone: +1.866.891.2779

Notices to Customer will be sent to the email address associated with the Customer's account.

24. Amendment, Entire Agreement, and Precedence

24.1 Amendment

EGP may modify these Terms upon thirty (30) days prior written notice (forty-five (45) days for pricing changes under Section 4.3). Continued use after the effective date of any amendment constitutes acceptance.

24.2 Entire Agreement

These Terms, together with the Privacy Policy, AI Disclosure, Cancellation Policy, Processing Fee Policy, SLA, and any executed Order Form, constitute the entire agreement and supersede all prior oral or written communications regarding the subject matter.

24.3 Precedence

In the event of conflict: (1) an executed Order Form (only as to terms expressly identified as superseding), (2) these Terms, (3) the Privacy Policy and AI Disclosure, (4) the Cancellation Policy and Processing Fee Policy, (5) the SLA, (6) any other EGP-published policy referenced herein.

24.4 Incorporated by Reference

The following sister documents are incorporated by reference into these Terms and form part of the agreement between EGP and Customer. Each is maintained at its canonical home on the EGP Trust Center (trust-prod.enroutegrowthplatform.io) and is updated from time to time in accordance with Section 24.1:

In the event of any conflict between these Terms and a sister document, the precedence rule set forth in Section 24.3 controls.

25. Miscellaneous

25.1 No Waiver

No failure or delay by either party in exercising any right constitutes a waiver. A waiver of one breach is not a waiver of any other or subsequent breach.

25.2 Currency

All amounts are in U.S. Dollars unless expressly stated otherwise on an Order Form.

25.3 Severability

If any provision is held unenforceable, it shall be modified to the minimum extent necessary to be enforceable; the remainder remains in full force.

25.4 Assignment

Customer may not assign these Terms without EGP's prior written consent. EGP may assign upon notice in connection with a merger, acquisition, reorganization, or sale of substantially all assets.

25.5 Independent Contractors

The relationship between the parties is that of independent contractors. Nothing herein creates a partnership, joint venture, agency, or employment relationship.

25.6 Counterparts and Electronic Signature

These Terms may be accepted in counterparts (including electronically). Electronic acceptance, digital signature, click-through, and the deemed-acceptance mechanics in Section 1 are each given the same legal effect as a handwritten signature pursuant to the Electronic Signatures in Global and National Commerce Act (E-SIGN) and the Uniform Electronic Transactions Act (UETA) as enacted in Virginia.

25.7 Headings

Section headings are for convenience only and do not affect interpretation.

26. Effective Date and Signature / Acceptance

Plain-English: The document is effective March 14, 2026. When YOU became bound is a separate question (see Relationship Effective Date in Section 2). You accept by clicking, signing, paying, or continuing to use any EGP service.

26.1 Effective Date

Document Effective Date: March 14, 2026. These Terms apply to all Customers using or receiving EGP Services on or after that date. This Document Effective Date governs which version of these Terms applies; it is independent of the Relationship Effective Date, which is defined in Section 2 and which establishes when a Customer first became bound.

26.2 Acceptance

Customer accepts these Terms by any of the following, each given equal legal effect: (a) electronic click-through, (b) handwritten or digital signature on an Order Form referencing these Terms, (c) payment of an invoice that references these Terms, (d) continued use, access, or receipt of any EGP Service on or after the Document Effective Date, or (e) any other affirmative act of acceptance described in Section 1.

26.3 Signature Block (Optional, for Order-Form-Coupled Acceptance)

EnRoute Growth Platform
By: ____________________________   Name: __________________________   Title: ___________________________   Date: ___________________________

Customer
By: ____________________________   Name: __________________________   Title: ___________________________   Entity: __________________________   Date: ___________________________